Personal finance, reimagined
Your money. Your life. In motion.
A smarter, more connected way to manage everyday payments, move money and stay connected to your financial life.
Finance that fits into your life.
From sending and receiving money to everyday payments and essential services, iSmart brings the things you do with money into one seamless digital experience.
- 01Send
Move money simply and confidently.
- 02Pay
Handle everyday payments with ease.
- 03Manage
Stay connected to your financial activity.
iSmartPay Standard
One experience for everyday payments.
iSmartPay Standard gives individuals a simple digital way to send, receive and manage everyday payments — bringing convenience, accessibility and control closer to you.
Send. Pay. Receive. Stay connected.
A new way to move with money.
As Africa's digital economy continues to evolve, iSmart is building financial experiences that make it easier for individuals to participate, connect and move value in a changing world.
Your money is moving forward.
So should you.




